InvestEd - Investment Options
The InvestEd Plan offers multiple investment options, including eighteen Individual Fund Portfolios, three Age-Based Portfolios, and three Static Portfolios.
If you choose individual funds, you can select among 18 individual mutual funds from the Ivy Funds family (by an investment in Class E shares), including domestic and international equity funds, specialty funds, and fixed-income funds. You can learn more by selecting a fund name below.
Ivy Asset Strategy Fund
Ivy Bond Fund
Ivy Capital Appreciation Fund
Ivy Core Equity Fund
Ivy Cundill Global Value Fund
Ivy Dividend Opportunities Fund
Ivy Global Natural Resources Fund
Ivy High Income Fund
Ivy International Balanced Fund
Ivy International Core Equity Fund
Ivy Large Cap Growth Fund
Ivy Limited-Term Bond Fund
Ivy Mid Cap Growth Fund
Ivy Mortgage Securities Fund
Ivy Real Estate Securities Fund
Ivy Science and Technology Fund
Ivy Small Cap Growth Fund
Ivy Money Market Fund
Investors should consider the investment objectives, risks, charges and expenses associated with the InvestEd Plan carefully before investing. This and other information is found in the Waddell & Reed InvestEd Portfolios, Inc. prospectus, and the Ivy Funds prospectus, the InvestEd Program Overview, and the InvestEd Account Application, all of which can be obtained from your financial advisor. Please read these materials carefully before investing. An investor should also consider, before investing whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's 529 college savings plan.
Investment return and principal value will fluctuate, and it is possible to lose money by investing.
The InvestEd Plan is offered by Waddell & Reed, Inc. as part of the Arizona Family College Savings Program (the "Program"). Waddell & Reed, Inc. is one of multiple financial institutions eligible to offer investments under the Program. Accounts are not insured by the State of Arizona, the Trust, the Arizona Commission for Postsecondary Education, or any other governmental entity, Waddell & Reed, Inc., or any affiliated or related party, and neither the principal deposited nor the investment return is guaranteed by any of the above referenced parties.
The Waddell & Reed InvestEd Portfolios, Inc. are managed by Waddell & Reed Investment Management Company, while the Ivy Funds are managed by Ivy Investment Management Company, both of which are affiliates of Waddell & Reed, Inc. Waddell & Reed InvestEd Portfolios and the Ivy Funds are distributed by Waddell & Reed, Inc., and Ivy Funds Distributor, Inc., respectively.
The Age-Based Portfolios are based on a beneficiary's college time horizon and seek an appropriate level of investment risk for that time horizon. Organized as a "fund of funds", the Age-Based Portfolios help diversify your investment among a variety of mutual funds within the Waddell & Reed Advisors Funds family. The Age-Based Portfolios consist of: the Growth Portfolio (ages 0 through 8), the Balanced Portfolio (ages 9 through 15) and the Conservative Portfolio (ages 16 and older). Each portfolio is a series of Waddell & Reed InvestEd Portfolios, Inc., a mutual fund registered under the Investment Company Act of 1940.
The Age-Based Portfolios are designed to invest in mutual funds with greater exposure to equity investments when the named beneficiary is between the ages of 0 through 8, a more balanced exposure to equity and fixed income investments when the named beneficiary is between the ages of 9 through 15, and a greater exposure to fixed income securities when the beneficiary reaches the age of 16 and is closer to commencing his or her postsecondary education. The balance in an InvestEd Plan account is automatically exchanged to a different Age-Based Portfolio within approximately thirty (30) days of the beneficiary's 9th and 16th birthdays.
The Board of Directors of Waddell & Reed InvestEd Portfolios, Inc. (the “Fund”) has established the following target ranges for investment of each Age-Based Portfolio’s assets in specific underlying funds. The Fund’s investment manager, Waddell & Reed Investment Management Company, selects from among the available underlying funds for each portfolio within the target ranges.
Growth Portfolio (Ages 0 through 8)
The range of Growth Portfolio net assets invested in equity funds will be from 65% to 100%; correspondingly, the range of net assets invested in bond and income-producing funds will be from 35% to 0%. Within the ranges, holdings of the following underlying funds may be as follows:
| Underlying Fund |
Minimum |
Maximum |
Quarterly Profile |
| WRA Core Investment Fund |
0% |
60% |
 |
| WRA Dividend Opportunities Fund |
0% |
60% |
|
| WRA Value Fund |
0% |
40% |
|
| WRA Cash Management |
0% |
35% |
|
| WRA International Growth Fund |
0% |
30% |
|
| WRA Vanguard Fund |
0% |
30% |
|
| WRA New Concepts Fund |
0% |
25% |
|
| WRA Bond Fund |
0% |
25% |
|
| WRA Government Securities Fund |
0% |
25% |
|
| WRA High Income Fund |
0% |
25% |
|
| WRA Global Bond Fund |
0% |
25% |
|
| WRA Small Cap Fund |
0% |
20% |
|
Balanced Portfolio (Ages 9 through 15)
The range of Balanced Portfolio net assets invested in equity funds will be from 40% to 80%; correspondingly, the range of net assets invested in bond and income-producing funds will be from 60% to 20%.
| Underlying Fund |
Minimum |
Maximum |
Quarterly Profile |
| WRA Cash Management |
0% |
60% |
|
| WRA Dividend Opportunities Fund |
0% |
50% |
|
| WRA Core Investment Fund |
0% |
40% |
|
| WRA Value Fund |
0% |
30% |
|
| WRA Bond Fund |
0% |
30% |
|
| WRA Government Securities Fund |
0% |
30% |
|
| WRA International Growth Fund |
0% |
25% |
|
| WRA Vanguard Fund |
0% |
25% |
|
| WRA High Income Fund |
0% |
25% |
|
| WRA Global Bond Fund |
0% |
25% |
|
| WRA New Concepts Fund |
0% |
20% |
|
Conservative Portfolio (Ages 16 and older)
The range of Conservative Portfolio net assets invested in equity funds will be from 0% to 40%; correspondingly, the range of net assets invested in bond and income-producing funds will be from 100% to 60%.
| Underlying Fund |
Minimum |
Maximum |
Quarterly Profile |
| WRA Cash Management |
0% |
100% |
|
| WRA Government Securities Fund |
0% |
40% |
|
| WRA Core Investment Fund |
0% |
40% |
|
| WRA Dividend Opportunities Fund |
0% |
40% |
|
| WRA Value Fund |
0% |
30% |
|
| WRA Global Bond Fund |
0% |
25% |
|
| WRA Bond Fund |
0% |
10% |
|
Investors should consider the investment objectives, risks, charges and expenses associated with the InvestEd Plan carefully before investing. This and other information is found in the Waddell & Reed InvestEd Portfolios, Inc. prospectus, and the Ivy Funds prospectus, the InvestEd Program Overview, and the InvestEd Account Application, all of which can be obtained from your financial advisor. Please read these materials carefully before investing. An investor should also consider, before investing whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's 529 college savings plan.
Investment return and principal value will fluctuate, and it is possible to lose money by investing.
The InvestEd Plan is offered by Waddell & Reed, Inc. as part of the Arizona Family College Savings Program (the "Program"). Waddell & Reed, Inc. is one of multiple financial institutions eligible to offer investments under the Program. Accounts are not insured by the State of Arizona, the Trust, the Arizona Commission for Postsecondary Education, or any other governmental entity, Waddell & Reed, Inc., or any affiliated or related party, and neither the principal deposited nor the investment return is guaranteed by any of the above referenced parties.
The Waddell & Reed InvestEd Portfolios, Inc. are managed by Waddell & Reed Investment Management Company, while the Ivy Funds are managed by Ivy Investment Management Company, both of which are affiliates of Waddell & Reed, Inc. Waddell & Reed InvestEd Portfolios and the Ivy Funds are distributed by Waddell & Reed, Inc., and Ivy Funds Distributor, Inc., respectively.
The Static Portfolios option offers three actively managed portfolios allowing you to stay in the portfolio of your chosen risk tolerance, whether it be growth, balanced or conservative, regardless of beneficiary’s college time horizon.
Growth Portfolio
The range of Growth Portfolio net assets invested in equity funds will be from 65% to 100%; correspondingly, the range of net assets invested in bond and income-producing funds will be from 35% to 0%. Within the ranges, holdings of the following underlying funds may be as follows:
| Underlying Fund |
Minimum |
Maximum |
Quarterly Profile |
| WRA Core Investment Fund |
0% |
60% |
|
| WRA Dividend Opportunities Fund |
0% |
60% |
|
| WRA Value Fund |
0% |
40% |
|
| WRA Cash Management |
0% |
35% |
|
| WRA International Growth Fund |
0% |
30% |
|
| WRA Vanguard Fund |
0% |
30% |
|
| WRA New Concepts Fund |
0% |
25% |
|
| WRA Bond Fund |
0% |
25% |
|
| WRA Government Securities Fund |
0% |
25% |
|
| WRA High Income Fund |
0% |
25% |
|
| WRA Global Bond Fund |
0% |
25% |
|
| WRA Small Cap Fund |
0% |
20% |
|
Balanced Portfolio
The range of Balanced Portfolio net assets invested in equity funds will be from 40% to 80%; correspondingly, the range of net assets invested in bond and income-producing funds will be from 60% to 20%.
| Underlying Fund |
Minimum |
Maximum |
Quarterly Profile |
| WRA Cash Management |
0% |
60% |
|
| WRA Dividend Opportunities Fund |
0% |
50% |
|
| WRA Core Investment Fund |
0% |
40% |
|
| WRA Value Fund |
0% |
30% |
|
| WRA Bond Fund |
0% |
30% |
|
| WRA Government Securities Fund |
0% |
30% |
|
| WRA International Growth Fund |
0% |
25% |
|
| WRA Vanguard Fund |
0% |
25% |
|
| WRA High Income Fund |
0% |
25% |
|
| WRA Global Bond Fund |
0% |
25% |
|
| WRA New Concepts Fund |
0% |
20% |
|
Conservative Portfolio
The range of Conservative Portfolio net assets invested in equity funds will be from 0% to 40%; correspondingly, the range of net assets invested in bond and income-producing funds will be from 100% to 60%.
| Underlying Fund |
Minimum |
Maximum |
Quarterly Profile |
| WRA Cash Management |
0% |
100% |
|
| WRA Government Securities Fund |
0% |
40% |
|
| WRA Core Investment Fund |
0% |
40% |
|
| WRA Dividend Opportunities Fund |
0% |
40% |
|
| WRA Value Fund |
0% |
30% |
|
| WRA Global Bond Fund |
0% |
25% |
|
| WRA Bond Fund |
0% |
10% |
|
Investors should consider the investment objectives, risks, charges and expenses associated with the InvestEd Plan carefully before investing. This and other information is found in the Waddell & Reed InvestEd Portfolios, Inc. prospectus, and the Ivy Funds prospectus, the InvestEd Program Overview, and the InvestEd Account Application, all of which can be obtained from your financial advisor. Please read these materials carefully before investing. An investor should also consider, before investing whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's 529 college savings plan.
Investment return and principal value will fluctuate, and it is possible to lose money by investing.
The InvestEd Plan is offered by Waddell & Reed, Inc. as part of the Arizona Family College Savings Program (the "Program"). Waddell & Reed, Inc. is one of multiple financial institutions eligible to offer investments under the Program. Accounts are not insured by the State of Arizona, the Trust, the Arizona Commission for Postsecondary Education, or any other governmental entity, Waddell & Reed, Inc., or any affiliated or related party, and neither the principal deposited nor the investment return is guaranteed by any of the above referenced parties.
The Waddell & Reed InvestEd Portfolios, Inc. are managed by Waddell & Reed Investment Management Company, while the Ivy Funds are managed by Ivy Investment Management Company, both of which are affiliates of Waddell & Reed, Inc. Waddell & Reed InvestEd Portfolios and the Ivy Funds are distributed by Waddell & Reed, Inc., and Ivy Funds Distributor, Inc., respectively.